Objective / 游戏目标
Bet on the side that will finish closest to 9: Player, Banker, or Tie. You are not trying to build your own hand; the dealer follows fixed draw rules.
Card Values / 牌值
| Card | Value | Example |
|---|---|---|
| Ace | 1 | A + 6 = 7 |
| 2-9 | Face value | 4 + 5 = 9 |
| 10, J, Q, K | 0 | K + 7 = 7 |
| Two-digit totals | Last digit only | 8 + 7 = 15, final total 5 |
Game Flow / 发牌流程
Players choose Player, Banker, Tie, or available side bets before “no more bets”.
Two cards are dealt to Player and two cards to Banker.
If either side has 8 or 9 on the first two cards, it is a natural and both sides stand.
If no natural appears, Player and Banker draw according to the fixed table below.
The final total closest to 9 wins. Tie means Player and Banker base bets usually push.
Player Third Card Rule
| Player first two-card total | Action |
|---|---|
| 0, 1, 2, 3, 4, 5 | Draws one card |
| 6, 7 | Stands |
| 8, 9 | Natural; stands |
Banker Third Card Rule
| Banker total | Draws when Player third card is | Stands when |
|---|---|---|
| 0, 1, 2 | Always draws | Natural only |
| 3 | 0,1,2,3,4,5,6,7,9 | 8 |
| 4 | 2,3,4,5,6,7 | 0,1,8,9 |
| 5 | 4,5,6,7 | 0,1,2,3,8,9 |
| 6 | 6,7 | 0,1,2,3,4,5,8,9 |
| 7 | Never draws | Always stands |
| 8, 9 | Natural | Stands |
Payout Notes
- Player win: commonly pays 1:1.
- Banker win: commonly pays 1:1 minus up to 5% commission.
- Tie: commonly pays 8:1 or 9:1 depending on studio.
- No-commission baccarat: Banker commission may be removed, but special Banker-6 payout rules often apply.
中文摘要
百家乐主要下注选项是闲、庄、和。A 算 1 点，2-9 按牌面点数，10/J/Q/K 算 0 点。若两张牌合计超过 9，只取个位数。开局两张牌为 8 或 9 是天牌，不再补牌。闲家 0-5 补牌，6-7 停牌；庄家按第三张牌规则表决定是否补牌。
Rule structure cross-checked against public casino rule guides from High1/Kangwon Land, Venetian and MGM. Sources: High1 reference page, Venetian Baccarat rules, MGM GameSense Baccarat guide.